Have your say in who gets the keys to your castle
If you don’t have a will now is the time to consider writing one.
How you own property may affect how you are able to distribute it under your will
Solely owned property
This is property owned by you in your sole name and is yours to deal with as you wish.
Jointly owned property
If the property is held by the owners as ‘joint tenants’, on the death of one of the owners, ownership of the property passes automatically to the surviving owner or owners, regardless of what the Will of the deceased owner says. If there is only one surviving owner, the property becomes part of his or her estate as sole owner, and can be dealt with according to his or her wishes, including by being distributed under his or her will. Different considerations apply if the property is held by the owners as ‘tenants in common’: this means each owner can generally gift their share of the property in their will.