Conditions of Use

Use of this website is conditional upon your understanding and accepting the following terms and conditions of use.

The legal and financial services shown on State Trustees’ site are offered by State Trustees or its wholly owned subsidiary, STL Financial Services Limited. Any reference to State Trustees includes, unless inconsistent with the context, reference to STL Financial Services Ltd.

This site is for general information purposes only and is not intended to represent legal or financial advice. To the extent permitted by law, State Trustees Ltd disclaims any liability for action or inaction based upon the information provided on this site or any other site accessed through links on this site.

Information on this site is copyright. Apart from any use permitted by the Copyright Act or for personal use, no part of this publication may be reproduced in any form or by any process without written permission.

While every reasonable effort is made to keep the site accurate and up to date, information can change without notice. State Trustees does not guarantee the accuracy of information on the site at any particular time. You should always consult a professional adviser before taking action based on information presented on this site.

The information is prepared for residents of Australia only, and is not intended to offer services to any person outside Australia. Legal information presented may not apply in your location. This web site is governed by Victorian Law. For the purpose of any legal action relating to this site, it is a condition of use that you unconditionally agree to accept the jurisdiction of the Victorian court system, and waive any objection to the venue of such action.

State Trustees Limited (ACN 064 593 148) is a registered company that is wholly owned by the Victorian Government under the State Owned Enterprises Act 1992. State Trustees and STL Financial Services Limited (ACN 070 863 900), are Australian financial services licensees.

Where indicated, past performance of investment funds is not an indication of future returns. Neither the performance of any of the funds, nor the rate of return to investors, is guaranteed.


The State Trustees Limited web site aims to meet the requirements of the Disability Discrimination Act 1992 to ensure that on-line information and services are accessible by people with disabilities.

In accordance with the Web Content Accessibility Guidelines set by the W3C State Trustees is of the opinion that it has reached the AA rating based on implementation of Priority Level 1 and 2 in the development of this web site.

We welcome any comments or suggestions regarding the accessibility features of this web site. If there is data that you require and it is in a format that you cannot access, or if you wish to contribute to this web site’s improvement, please Contact Us via this website, or contact the State Trustees Webmaster in writing:

Web Master
State Trustees Limited
GPO Box 1461N


Data and Systems Integrity

You agree not to use any device, software or routine to interfere or attempt to interfere with the proper working of this website. You acknowledge that access to this website: (a) may not be continuous or uninterrupted at all times; and (b) may be interfered with by factors or circumstances outside of our control.

You acknowledge that we will not be responsible for any corruption or failed transmission of any information attributable to your computer system or to the system or any act or omission of your Internet Service Provider.